Blackjack Odds and Payoffs

Odds

Blackjack is a game of ability more than of chance. Luck plays a role, but the outcome of a game is frequently determined by the player's skill, regardless of luck. Blackjack is possibly the only casino game in which the house has not a clear advantage. As the dealer is forced to play by fixed rules, while the player has the freedom to play as he or she wishes, a wise player can consistently beat the house. Odds depend strongly on the player's skill. Some players keep a mental record of the cards already used, so that they can better guess what the next cards may be. This tilts the odds in their favor and is called card counting. In most casinos, if a player is suspected of counting cards, he or she is usually asked to leave. In online Internet casinos card counting cannot be prevented, so online casinos try to minimize its importance by using shoes with many decks and reshuffling when a small number of cards have been drawn (limited penetration). At 4 Jacks Casinos we use a two-deck shoe with reshuffling after half the cards have been drawn.

What is the best thing to do in a given situation depends not only on the value of the player's hand, but also on the dealer's, and is the object of many winning systems developed for blackjack. As a rule of thumb, the odds of improving a hand by requesting an additional card are the following:

Present Hand Value
Probability of improving (as %) by requesting additional card
12
69.23
13
61.54
14
53.85
15
48.15
16
38.46
17
30.76
18
23.07
19
15.38
20
7.69

 

Payoffs

Payoff is always even money (1 to 1), except in case of a blackjack hand, which pays 3 to 2, and insurance, which pays 2 to 1. These payoffs are standard for blackjack all around the world.

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