Information on Electronic Checks

Direct Deposit From Your Bank Account

Your transaction will be processed by Nexum Financial, a solid financial company that offers excellent online service and superb support, both by live chat and live phone, and email. Nexum Financial is not tied to the 4 Jacks Casino in any way. It only performs the transaction payment service for a fee. The transaction takes usually less than 3 minutes and the funds are immediately credited in your 4 Jacks Casino account, so you can play with no delays. The following Q & A address aspects frequently asked by customers:

Q & A

What is Nexum?
Nexum is a dynamic electronic transaction processing service that is simple and fast. Nexum allows you to transfer funds from your bank account to your 4 Jacks Casino account and also deposits your winnings back to the same bank account, quickly and securely. The hassle of credit cards rejection for gambling and the process of maintaining an e-wallet are eliminated.

How do I Sign Up?
You sign up the first time you use this service from the 4 Jacks Casino, as part of the payment process. Alternately you can do it in the NEXUM web site at www.nexumfinancial.com.

What information will I have to provide?
For any transaction you will need:

The ABA Routing Number of your bank (found in one of your checks)
Your bank account number
Your phone number
The last four digits of your SocialSecurity Number (SSN)

Additionally, for the first transaction (Sign Up) Nexum Financial will require:

Your complete Social Security Number
Your Driver License Number
The State in which yor Driver License was issued

Why does Nexum need so sensitive personal information?
It is necessary for fraud prevention. Using this information, NEXUM can prevent that other persons can use your account. Fake personalities are a means used by swindlers to defraud customers and merchants alike and your personal information is used to discard fraud attempts done by someone falsely pretending to be you.

How is the payment performed?
It takes the following steps:

In the Deposit web page of this casino, select payment by Funding From Bank Account
Fill the blank fields of the payment form (Bank ABA, account number and your phone number) and sign it with a secret PIN
You are transferred to the NEXUM web site. There confirm the payment data and provide the last four digits of your SSN
After the transaction is finished, come back to the casino by clicking on the "Return" button. The money will be already credited to your casino account, ready for use in gambling.

What if I need support?
You can call any time to the toll-free number: 1-866-494-4454, to get live and expert help from NEXUM. Alternately you can connect to the live chat support in the NEXUM web site at www.nexumfinancial.com.

Why should I use Nexum?
Its the perfect alternative to credit cards. Nexum gives you the option of paying directly from your bank account and thereby avoiding the increasing amount of problems associated with credit cards.
Its also the perfect alternative to e-wallets. You no longer have to transfer to different websites to register for an account. Also the redundancy of entering information over and over is eliminated.
Compared with a money transfer, you do not have to leave the comfort of your home and travel to a Western Union Location to initiate a transaction.

Is Nexum secure?
Nexum Financial is an online payment processing company that has been in business for over 5 years offering safe, secure, and quick online payments. Nexum Financial utilizes the most current security measures to send and store your information; they do not release your information for any reason. If you call regarding a transaction you will be asked to verify a portion of your personal information so they can authenticate you.

What kind of Bank Account can I use?
Only US Bank account holders are able to process transactions with Nexum Financial. The most common type of account used is checking, however, some Savings accounts can be accessed as well.

How long before the transaction shows up in my bank account?
The amount of your transaction is secured at the time of processing; however it may take a few days for you to see the transaction on your bank statement.

What will it cost me to use Nexum at the 4 Jacks Casino?
NEXUM Express transaction fee is free for you.

USAGE LIMITS

Three Tiers With Different Limits
There is a Nexum Positive Database and a Nexum Negative Database, also called NSF Database. Within the Nexum Positive Database there are 3 tiers that customers will fall into, as follows:

NEXUM Positive Database
Tier 1 Customer is limited to no more than $250.00 over 7 days.
To advance into Tier 2 the customer must meet both requirements:

Processed at least 3 non-NSF transactions
Processed a total of $1,500.00 in non-NSF transactions.

Tier 2 Customer is limited to no more than $1,000.00 every 2 days.
To advance into Tier 3 the customer must meet both requirements:

Processed at least 6 non-NSF transactions
Processed a total of $3000.00 in non-NSF transactions.

Tier 3 Customer is limited to no more than $2,000.00 every 2 days.

NEXUM Negative Database (NSF Database)
A Customer who submits a transaction that returns back because of Non Sufficient Funds (NSF) will be placed in Tier 1 of the Nexum Negative Database. If NEXUM collection efforts are successful, the customer will advance to the next Tier. Customers must advance through each tier in the NSF Database before they can return to the Positive Database.

Tier 1 Customer is limited to 1 transaction not to exceed $50.00
To advance into Tier 2 the customer must wait until NEXUM has confirmation their new transaction has funded, typically 5 Business Days.

Tier 2 Customer is limited to 1 transaction not to exceed $100.00
To advance into Tier 3 the customer must wait until NEXUM has confirmation their transaction has funded.

Tier 3 Customer is limited to 1 transaction not to exceed $150.00
To advance into Tier 1 of the Positive Database the customer must wait until NEXUM has confirmation their transaction has funded.