FinCred cards are issued by the Internet
Financial Credit Corp (http://www.fincred.com),
a company based in Panama. It is a "virtual" or electronic
credit card, not a plastic card you can carry in your pocket. It has been
created to serve the Internet community and facilitate all kind of
payments throughout the web. The Internet is a high risk market for credit cards,
specially the gambling industry, and so it is avoided by the
majority of card brands. Although VISA and MasterCard allow the use of
their cards for gambling, the real fact is that almost always such
transactions are declined by the banks. This is not the case with FinCred
cards. If used between allowed credit limits, FinCred guarantees 100%
transaction approval rates without asking what is the money to be used
for. If you wish to gamble, you can do so on FinCred credit.
How can I obtain a FinCred credit card?
You can apply online from inside the 4 Jacks Casino
or at http://www.fincred.com/apply.htm.
The card is approved usually in less than one minute and has a high approval rate.
How do I apply from inside the 4 Jacks Casino?
Log into your casino account, go to the Cashier page
and click on the Deposit button. Then click on the "Apply Online
Now" link in the FinCred section. After approval, you will be returned
to the same Deposit page.
The whole process of filling the application form and getting approved can be done in a few moments without leaving this
casino.
What information will I need for the application?
You will be required to provide the following information:
Your name and address
Your phone number
Your Driver License Number and the State if issuance.
Your Social Security number
Your Date of Birth
General information on your financial status: Income, kind of job, house owner
A bank account on which to charge your spending at the end of the
settlement period. This includes the account number and the ABA routing number of the bank
(You can find both in the lower part of one of your checks).
What is the cost of the card?
The card cost is $20 per year, paid in advance.
How many kinds of FinCred cards are there?
There are three kinds: Standard Card, Gold Card and
Platinum Card. All three have the same cost. The differences are in the
credit limits, the APRs, the spending amounts and the payment history.
What are the credit interest rates?
The APR depends on your circumstances, the amount of
your spending and your payment history. It ranges from 0.00% to 24% annually.
How to purchase with a FinCred credit card
In the "Deposit" page, enter the
amount you wish to deposit and select Credit Card as your purchase method.
Then click on the "Select" button. In the next page, fill out the card details and click on the
"Execute" button. The result will appear on your screen, usually in less that 10 seconds.
Then close the current screen and you will be back in the games page
with the deposit added to your account balance.
Fees
There are no fees to the Player. In fact, the
card companies and the banks charge certain fees on every transaction, but
the casino pays all those fees for you.
Delays
There are no delays in purchases with FinCred credit card.
Approval takes only a few seconds and the money is credited to your casino account IMMEDIATELY.
Casino Payment Limits Minimum: $10.00.
Maximum: First Time Players: $200.00 for each single purchase.
4 Transactions per day.
$200.00 per day.
Existing Players: $300.00 for each single purchase.
8 Transactions per day.
$1000.00 per day.
Daily limits are refreshed at 00:00:00 GMT each day. Limits for any player
can be changed upon request to cashier.
In addition to the above Casino payment Limits, there are also limits
imposed by the FinCred card issuing company that are different for the
standard, Gold and Platinum cards, and may be lower that these of the
casino.
Bonuses
First time players are offered an optional
100% cashable bonus on their first deposit. It can be added to
Player's balance at the beginning of the first gaming session or used
later. To cash this bonus, the Bonus Rules
must be fulfilled.
On each deposit after the first, every
player wins Mile Points equivalent to 10% of the deposit, which are
automatically accumulated and can be
cashed and added to the Player's balance at any time, in multiples of 20
points. Each point is equivalent to $1. More information can be found
in Bonus Rules.
Cash-outs - Refunds
Players who fund their accounts with a FinCred credit card can
withdraw winnings and principal up to the total of their balance at any
time as credits to their FinCred cards. Withdrawal amounts are not tied
to the previous spending with the same card. Any amount is accepted for
withdrawal and wholly credited with no delays. Cash-out orders
are fulfilled in less than 24 hours. No transaction fees are charged to
the customer for cash-outs.
